FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.
FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.
America Lending is committed to helping you find the right mortgage program. We offer a variety of programs to meet your individual needs.
Company NMLS: 372121
Licensed by PA Department of Banking and Securities
Licensed by New Jersey Department of Banking and Insurance
Licensed by Florida Office of Financial Regulations
2337 Philmont Ave Suite 206
Huntingdon Valley, Pennsylvania 19006
Phone: (800) 795-7521